What protective legislation was enacted to prevent homeowners from losing their homes due to installment purchases?

The Unruh Act is the correct choice as it was specifically designed to protect homeowners from discrimination in housing and financial transactions. This piece of legislation ensures that consumers are treated fairly and prevents practices that could unjustly lead to the loss of a home, particularly in the context of installment purchases.

The act provides broad protections against discrimination based on various attributes, including race, gender, and economic status. In the context of installment purchases, the Unruh Act helps safeguard consumers by ensuring that they have equitable access to credit and housing options, preventing unjustified financial practices that could lead to homeowners losing their property.

The other options address different types of protections or regulations. The Truth in Lending Act primarily focuses on the transparency of credit costs and terms to consumers, not directly preventing loss of homes due to installment payments. The Equal Credit Opportunity Act ensures that all individuals have equal access to credit, but it does not specifically deal with home retention during installment purchase situations. The Fair Housing Act addresses discrimination in housing based on race, color, national origin, religion, sex, familial status, and disability, but does not specifically focus on installment purchases or loss of homes in that context.