What should be filed to clear the title after a mechanic's lien has been terminated by the claimant's voluntary release?

When a mechanic's lien has been terminated by the claimant's voluntary release, the appropriate document to file in order to clear the title is a lien release. This document signifies that the claimant—the party holding the lien—has formally relinquished their claim against the property. Filing a lien release serves to eliminate any legal encumbrance associated with the mechanic's lien, therefore allowing the property owner to have a clear title.

A lien release provides necessary legal documentation demonstrating that the obligation has been satisfied and that the lender or contractor no longer has a claim against the property. This is essential because it protects future transactions involving the property, such as sales or refinancing, by confirming that there are no outstanding claims that could affect the ownership's transfer.

In contrast, title insurance serves to protect against losses due to potential title defects, but it does not itself clear a lien from the title. Similarly, while a lien satisfaction could be perceived as relevant, the term typically refers to a payment or fulfillment of the original obligation rather than the formal process of releasing the lien in the public record. A release of obligation, while it may indicate the debt has been settled, is not the specific document recognized for clearing the title against a mechanic's lien. The lien release is the precise