When is the closing of title in escrow considered complete?

The closing of title in escrow is considered complete when documents are recorded. This is a crucial step in the real estate transaction process where legal title to the property officially transfers from the seller to the buyer. Recording the documents with the county recorder's office ensures that the transaction is made public and protects the interests of all parties involved. It establishes a legal record of ownership, which is essential for asserting rights to the property and preventing future disputes.

In contrast, while both parties signing the agreement and the buyer being present are important components of the closing process, these actions alone do not finalize the transfer of ownership. Similarly, the seller receiving payment is a significant event, but the exchange of money does not complete the title transfer unless the necessary documentation is officially recorded. Thus, the recording of documents is the definitive action that signifies the completion of escrow and the official transfer of title.