Which of the following is an example of a general lien?

Study for the California Real Estate Broker Exam. Utilize flashcards and multiple choice questions, each with hints and explanations. Prepare efficiently and effectively for your licensing exam!

A general lien is a claim against all of a person's property, both real and personal, rather than being limited to a specific piece of property. In this case, a judgment lien falls into the category of a general lien because it is established as a result of a court decision that grants the creditor the right to claim the debtor's assets to satisfy the debt. This means that the creditor can pursue any of the debtor's properties—real estate, vehicles, bank accounts, etc.—to recover the owed amount.

In contrast, a mortgage is a specific lien on a property, securing a loan with that real estate as collateral, making it a specific lien. A tax lien, while it can be more encompassing, is typically also assessed against specific properties for unpaid taxes, thus often being treated as a specific lien as well. A mechanic's lien is also considered a specific lien because it is used by contractors and laborers to secure payment for work done on a specific property, making it tied directly to that property rather than the individual’s overall assets.

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