Which of the following is considered a disclosable material fact?

A disclosable material fact refers to information that could affect a buyer's decision to purchase a property or its value. The addition of a new bedroom by the current owner is significant for buyers, as it alters the property's layout, functionality, and potentially its appraised value. This could influence a buyer's perception of the home and its suitability for their needs, making it a critical disclosure.

In contrast, a roof repair that was performed ten years ago may not be deemed as significant, especially without current context about the roof's condition. The seller's reason for moving is typically considered private information and does not directly impact the property's physical condition or value. The age of the appliances, while informative, may not necessarily represent a substantial material fact affecting the overall property unless they are very old and likely to need replacement soon. Therefore, the addition of a bedroom is a direct alteration that materially influences a buyer's assessment of the property.